Complete Package for Any Card Issuing Needs
Solutions / Issuing Solutions/HCE
Host Card Emulation – No Need for a Secure Element
Host Card Emulation (HCE) is an alternative to the conventional SIM based NFC payment technology. Using HCE, the payment application resides on the phone’s operating system (instead of in the physical secure element), and it directly interacts with a secure cloud system and the NFC controller.

Employing techniques such as tokenization, TMONET provides clients with the same high security standards that you are used from our smart cards.
No need to use SIM or other secure elements for contractless mobile NFC without a comprise of security
Fast time to market, compared with SIM based approach
One-stop solution for mobile NFC card issuance : card account creation, mobile provisioning of service account, instant activation, mobile user interface
Convergence of different service categories such as transport payment/pass, retail payment, loyalty, etc.
  • Android 6.0 and later versions are suppported